{"id":911,"date":"2025-08-16T22:05:37","date_gmt":"2025-08-16T20:05:37","guid":{"rendered":"https:\/\/www.fallerfinance.com\/planification-retraite\/"},"modified":"2025-11-03T17:15:50","modified_gmt":"2025-11-03T16:15:50","slug":"retirement-planning","status":"publish","type":"page","link":"https:\/\/www.fallerfinance.com\/en\/retirement-planning\/","title":{"rendered":"Retirement Planning"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#15171C” custom_padding=”60px|20px|60px|20px|true|true” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”Playfair Display||||||||” header_font_size=”52px” header_font_size_tablet=”52px” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Retirement Planning<\/h1>\n

[\/et_pb_text][et_pb_image src=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-planification-retraite-header.webp” alt=”faller-finances-planification-retraite-header” title_text=”faller-finances-planification-retraite-header” _builder_version=”4.27.4″ _module_preset=”default” width=”800px” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|tablet” module_alignment=”center” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#000000″ custom_padding=”60px|20px|60px|20px|true|true” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Playfair Display||||||||” text_text_color=”#DBC078″ text_font_size=”42px” text_line_height=”1.1em” custom_margin=”||0px||false|false” text_font_size_tablet=”42px” text_font_size_phone=”32px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Planning your retirement allows you to significantly improve your future pension.<\/p>\n

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Don\u2019t let uncertainty hang over your financial future.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-optimisation-fiscale-icon-objectif.webp” alt=”faller-finances-optimisation-fiscale-icon-objectif” title_text=”faller-finances-optimisation-fiscale-icon-objectif” _builder_version=”4.27.4″ _module_preset=”default” width=”60px” custom_margin=”||0px||false|false” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”20px||||false|false” global_colors_info=”{}”]<\/p>\n

By taking advantage of flexible, international savings solutions designed for expats, you gain access to the most powerful tools in terms of tax benefits and public subsidies.<\/strong><\/p>\n

<\/p>\n

Faller Finances supports you with personalized advice and tailored solutions. Keep in mind that the earlier you start saving, the smaller the financial effort will be over time.<\/strong><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#15171C” custom_padding=”60px|20px|0px|20px|false|true” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_2_font=”|300|||||||” header_2_font_size=”42px” header_2_line_height=”1.2em” width=”800px” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|tablet” module_alignment=”center” custom_margin=”||0px||false|false” header_2_font_size_tablet=”42px” header_2_font_size_phone=”30px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

A Global, Tax-Optimized and Portable<\/span> Solution Starting Today<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”22px” text_line_height=”1.2em” width=”650px” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|desktop” module_alignment=”center” custom_margin=”10px||||false|false” global_colors_info=”{}”]<\/p>\n

Germany offers a highly advantageous framework for retirement savings, especially for expats. In particular:<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”75px||||false|false” custom_css_main_element=”align-items: center;” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_3_font=”|700||on|||||” header_3_text_color=”#DBC078″ header_3_font_size=”18px” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

\u2714 Flexible, Worldwide Savings Solutions<\/h3>\n

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Retirement plans designed to suit a \u201cmulti-country\u201d lifestyle and the international mobility of expats. This allows you to continue your investments without interruption when moving between countries.<\/p>\n

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\u2714 Strong Tax Advantages<\/h3>\n

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Some contributions are 100% deductible from your taxable income, resulting in significant reductions recovered as tax credits.<\/p>\n

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\u2714 Government Subsidies<\/h3>\n

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Bonuses paid by the German state for your beneficiaries \u2014 for example, \u20ac175 per year for the policyholder and \u20ac300 per year per child under certain retirement savings plans. These subsidies supplement your savings effort at no additional cost to you.<\/p>\n

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\u2714 Attractive Returns<\/h3>\n

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Strong annual returns on your retirement savings, thanks to dynamic investments backed by capital guarantees.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_3_font=”|700||on|||||” header_3_text_color=”#DBC078″ header_3_font_size=”18px” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

\u2714 International Portability<\/h3>\n

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The ability to keep your contracts and acquired rights even if you permanently leave Germany \u2014 without facing penalties or having to close your plans.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-planification-retraite-visuel-solution-mondiale.webp” alt=”faller-finances-planification-retraite-visuel-solution-mondiale” title_text=”faller-finances-planification-retraite-visuel-solution-mondiale” _builder_version=”4.27.4″ _module_preset=”default” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#15171C” background_enable_image=”off” background_size=”custom” background_image_width=”36%” background_position=”center_right” custom_padding=”||70px||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”22px” text_line_height=”1.2em” width=”690px” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|desktop” module_alignment=”center” custom_margin=”10px||||false|false” global_colors_info=”{}”]<\/p>\n

Faller Finance helps you understand how the German system works and how to best combine it with your overall retirement strategy to make the most of the benefits on both sides.<\/p>\n

[\/et_pb_text][et_pb_divider color=”#DBC078″ divider_weight=”2px” _builder_version=”4.27.4″ _module_preset=”default” width=”300px” max_width=”300px” module_alignment=”center” min_height=”2px” height=”2px” max_height=”2px” custom_margin=”70px||||false|false” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#15171C” background_enable_image=”off” background_size=”custom” background_image_width=”36%” background_position=”center_right” custom_padding=”0px|20px|0px|20px|true|true” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_2_font=”|300|||||||” header_2_font_size=”42px” header_2_line_height=”1.2em” width=”890px” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|tablet” module_alignment=”center” custom_margin=”||0px||false|false” header_2_font_size_tablet=”42px” header_2_font_size_phone=”30px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Why Plan for Retirement<\/span> Now (Even at 30)<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”22px” text_line_height=”1.2em” width=”560px” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|desktop” module_alignment=”center” custom_margin=”10px||||false|false” global_colors_info=”{}”]<\/p>\n

Retirement feels far away? Starting early changes everything \u2014 and not just for seniors!<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#15171C” background_enable_image=”off” background_size=”custom” background_image_width=”36%” background_position=”center_right” custom_padding=”|20px||20px|false|true” global_colors_info=”{}”][et_pb_row column_structure=”1_4,3_4″ gutter_width=”4″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” max_width=”900px” max_width_tablet=”100%” max_width_phone=”100%” max_width_last_edited=”on|tablet” custom_css_main_element=”\t” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#DBC078″ custom_padding=”40px|40px|40px|40px|true|true” custom_padding_tablet=”40px|40px|40px|40px|true|true” custom_padding_phone=”40px|40px|40px|40px|true|true” custom_padding_last_edited=”on|tablet” border_radii=”off|||40px|” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=”display: none!important;” custom_css_main_element_phone=”display: none!important;”][et_pb_image src=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-optimisation-fiscale-icone-solution-epargne.webp” alt=”faller-finances-optimisation-fiscale-icone-solution-epargne” title_text=”faller-finances-optimisation-fiscale-icone-solution-epargne” align=”center” _builder_version=”4.27.4″ _module_preset=”default” width=”70px” custom_margin=”10px||||false|false” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”3_4″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”20px|30px|20px|0px|true|false” custom_padding_tablet=”20px|30px|20px|30px|true|true” custom_padding_phone=”20px|30px|20px|30px|true|true” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”22px” text_line_height=”1.2em” header_3_text_color=”#000000″ header_3_font_size=”20px” header_3_line_height=”1.2em” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|desktop” module_alignment=”center” custom_margin=”10px||0px||false|false” global_colors_info=”{}”]<\/p>\n

\u2714 Lower Savings Effort<\/h3>\n

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The earlier you start, the smaller your monthly effort needs to be.<\/strong> With time on your side, even small amounts can grow into significant capital by retirement. It’s the best strategy to prepare for the future without straining your budget today.<\/strong><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,3_4″ gutter_width=”4″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” max_width=”900px” max_width_tablet=”100%” max_width_phone=”100%” max_width_last_edited=”on|tablet” custom_margin=”20px||||false|false” custom_css_main_element=”\t” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#DBC078″ custom_padding=”40px|40px|40px|40px|true|true” custom_padding_tablet=”40px|40px|40px|40px|true|true” custom_padding_phone=”40px|40px|40px|40px|true|true” custom_padding_last_edited=”on|tablet” border_radii=”off|||40px|” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=”display: none!important;” custom_css_main_element_phone=”display: none!important;”][et_pb_image src=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-optimisation-fiscale-icone-declaration-impots.webp” alt=”faller-finances-optimisation-fiscale-icone-declaration-impots” title_text=”faller-finances-optimisation-fiscale-icone-declaration-impots” align=”center” _builder_version=”4.27.4″ _module_preset=”default” width=”60px” custom_margin=”15px||||false|false” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”3_4″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”20px|30px|20px|0px|true|false” custom_padding_tablet=”20px|30px|20px|30px|true|true” custom_padding_phone=”20px|30px|20px|30px|true|true” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”22px” text_line_height=”1.2em” header_3_text_color=”#000000″ header_3_font_size=”20px” header_3_line_height=”1.2em” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|desktop” module_alignment=”center” custom_margin=”10px||0px||false|false” global_colors_info=”{}”]<\/p>\n

\u2714 Tax Returns & Subsidies<\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.25em” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|desktop” module_alignment=”left” custom_margin=”10px||10px||false|false” global_colors_info=”{}”]<\/p>\n

Up to 45% of your contributions can be deducted from your income tax. And on top of that:<\/strong> \u20ac175 for you and \u20ac300 per child, paid annually by the German state. The result?<\/strong> A retirement savings plan that often costs you much less than it earns.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,3_4″ gutter_width=”4″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” max_width=”900px” max_width_tablet=”100%” max_width_phone=”100%” max_width_last_edited=”on|tablet” custom_margin=”20px||||false|false” custom_css_main_element=”\t” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#DBC078″ custom_padding=”40px|40px|40px|40px|true|true” custom_padding_tablet=”40px|40px|40px|40px|true|true” custom_padding_phone=”40px|40px|40px|40px|true|true” custom_padding_last_edited=”on|tablet” border_radii=”off|||40px|” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=”display: none!important;” custom_css_main_element_phone=”display: none!important;”][et_pb_image src=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-optimisation-fiscale-icone-maximisation.webp” alt=”faller-finances-optimisation-fiscale-icone-maximisation” title_text=”faller-finances-optimisation-fiscale-icone-maximisation” align=”center” _builder_version=”4.27.4″ _module_preset=”default” width=”70px” custom_margin=”0px||||false|false” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”3_4″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”20px|30px|20px|0px|true|false” custom_padding_tablet=”20px|30px|20px|30px|true|true” custom_padding_phone=”20px|30px|20px|30px|true|true” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”22px” text_line_height=”1.2em” header_3_text_color=”#000000″ header_3_font_size=”20px” header_3_line_height=”1.2em” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|desktop” module_alignment=”center” custom_margin=”10px||0px||false|false” global_colors_info=”{}”]<\/p>\n

\u2714 Returns & Portability<\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.25em” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|desktop” module_alignment=”left” custom_margin=”10px||10px||false|false” global_colors_info=”{}”]<\/p>\n

You benefit from a competitive annual return, higher than traditional savings products. Most importantly, your plans are 100% portable:<\/strong> you can keep and grow them even if you leave Germany.<\/p>\n

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\u2714 A Vital Supplement to Public Pensions<\/h3>\n

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The basic pension systems in both France and Germany no longer guarantee a sufficient standard of living. By planning ahead, you build real financial independence for your future \u2014 safely and securely.<\/strong><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”900px” max_width_tablet=”100%” max_width_phone=”100%” max_width_last_edited=”on|tablet” custom_margin=”50px||||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-planification-retraite-illustration-calculette.webp” alt=”faller-finances-planification-retraite-illustration-calculette” title_text=”faller-finances-planification-retraite-illustration-calculette” _builder_version=”4.27.4″ _module_preset=”default” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.8) 0%|rgba(0,0,0,0.8) 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-optimisation-fiscale-fond-process.webp” parallax=”on” parallax_method=”off” custom_padding=”70px|20px|70px|20px|true|true” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_2_font=”|300|||||||” header_2_font_size=”42px” header_2_line_height=”1.2em” width=”680px” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|tablet” module_alignment=”center” custom_margin=”||0px||false|false” header_2_font_size_tablet=”42px” header_2_font_size_phone=”30px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Faller Finance: Your Partner for a Peaceful Retirement<\/span><\/h2>\n

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Faller Finance has developed strong expertise in supporting French expats in Germany with their retirement planning.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ gutter_width=”2″ _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”150px||||false|false” custom_margin_tablet=”150px||||false|false” custom_margin_phone=”50px||||false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”32px|25px|32px|25px|true|true” custom_css_main_element=”border-radius: 12px!important;” global_colors_info=”{}”][et_pb_text disabled_on=”on|off|off” _builder_version=”4.27.4″ _module_preset=”default” text_font=”|700|||||||” text_text_color=”#DBC078″ text_font_size=”75px” header_3_text_color=”#000000″ header_3_font_size=”24px” header_3_line_height=”1.3em” positioning=”absolute” vertical_offset=”-50px” width=”100%” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

1.<\/p>\n

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International Assessment<\/h3>\n

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Personalized assessment of your pension rights acquired in France and Germany, with your international career taken into account, including detailed simulations of your future retirement income.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”32px|25px|32px|25px|true|true” custom_css_main_element=”border-radius: 12px!important;” global_colors_info=”{}”][et_pb_text disabled_on=”on|off|off” _builder_version=”4.27.4″ _module_preset=”default” text_font=”|700|||||||” text_text_color=”#DBC078″ text_font_size=”75px” header_3_text_color=”#000000″ header_3_font_size=”24px” header_3_line_height=”1.3em” positioning=”absolute” vertical_offset=”-50px” width=”100%” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

2.<\/p>\n

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Tailor-Made Strategy<\/h3>\n

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Building an optimized retirement plan: R\u00fcrup-Rente, Riester-Rente, international life insurance, financial or real estate investments \u2014 all tailored to your tax and retirement goals.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”32px|25px|32px|25px|true|true” custom_css_main_element=”border-radius: 12px!important;” global_colors_info=”{}”][et_pb_text disabled_on=”on|off|off” _builder_version=”4.27.4″ _module_preset=”default” text_font=”|700|||||||” text_text_color=”#DBC078″ text_font_size=”75px” header_3_text_color=”#000000″ header_3_font_size=”24px” header_3_line_height=”1.3em” positioning=”absolute” vertical_offset=”-50px” width=”100%” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

3.<\/p>\n

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Simplified Implementation<\/h3>\n

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Subscription to the selected plans, preparation of documents, coordination with institutions, full administrative support \u2014 you sign, we take care of the rest.<\/p>\n

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4.<\/p>\n

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Annual Follow-Up and Adjustments<\/h3>\n

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Regular reviews, adjustments based on tax changes or life plans (returning home, moving to another country), and continuous support.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”3_4,1_4″ gutter_width=”2″ _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”50px||||false|false” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.27.4″ _module_preset=”default” background_image=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-planification-retraite-illustration-couples-retraites.webp” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” min_height=”400px” global_colors_info=”{}”][\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” background_image=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-planification-retraite-illustration-rendez-vous.webp” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” min_height=”400px” global_colors_info=”{}”][\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#000000″ custom_padding=”70px||140px||false|false” custom_padding_tablet=”70px||140px||false|false” custom_padding_phone=”70px|20px|70px|20px|false|true” locked=”off” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#DBC078″ custom_padding=”60px|100px|60px|100px|true|true” custom_padding_tablet=”60px|40px|60px|40px|true|true” custom_padding_phone=”|20px||20px|true|true” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_2_font=”|700|||||||” header_2_text_color=”#000000″ header_2_font_size=”42px” header_2_line_height=”1.2em” width=”680px” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|tablet” module_alignment=”center” custom_margin=”||0px||false|false” header_2_font_size_tablet=”42px” header_2_font_size_phone=”36px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Ready to Secure Your Future?<\/h2>\n

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It’s never too early or too late to make the right decisions and secure your retirement.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”22px” text_line_height=”1.2em” width=”100%” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|desktop” module_alignment=”center” custom_margin=”20px||||false|false” global_colors_info=”{}”]<\/p>\n

Don\u2019t wait until the last minute to secure your future \u2014 book an appointment today and make your expatriation a long-term success, right through to retirement.<\/p>\n

[\/et_pb_text][et_pb_button button_text=”Contact us” button_alignment=”center” button_text_tablet=”Contact” button_text_phone=”Contact” button_text_last_edited=”on|desktop” _builder_version=”4.27.4″ _module_preset=”46f447f0-0088-48a1-8678-8209d4d7bf73″ custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#000000″ button_border_width=”2px” button_border_color=”#000000″ button_border_radius=”33px” button_use_icon=”off” custom_margin=”0px||||false|false” custom_padding=”8px|20px|8px|20px|true|true” hover_enabled=”0″ locked=”off” global_colors_info=”{}” button_text_color__hover=”#15171C” button_text_color__hover_enabled=”on|desktop” button_bg_color__hover=”RGBA(255,255,255,0)” button_bg_color__hover_enabled=”on|desktop” button_border_color__hover=”#000000″ button_border_color__hover_enabled=”on|desktop” button_bg_enable_color__hover=”on” button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI0NyJ9fQ==@” _dynamic_attributes=”button_url” sticky_enabled=”0″][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Retirement PlanningPlanning your retirement allows you to significantly improve your future pension.Don\u2019t let uncertainty hang over your financial future.By taking advantage of flexible, international savings solutions designed for expats, you gain access to the most powerful tools in terms of tax benefits and public subsidies.Faller Finances supports you with personalized advice and tailored solutions. Keep in mind that the earlier you start saving, the smaller the financial effort will be over time.A Global, Tax-Optimized and Portable Solution Starting TodayGermany offers a highly advantageous framework for retirement savings, especially for expats. In particular:\u2714 Flexible, Worldwide Savings SolutionsRetirement plans designed to suit a \u201cmulti-country\u201d lifestyle and the international mobility of expats. This allows you to continue your investments without interruption when moving between countries.\u2714 Strong Tax AdvantagesSome contributions are 100% deductible from your taxable income, resulting in significant reductions recovered as tax credits.\u2714 Government SubsidiesBonuses paid by the German state for your beneficiaries \u2014 for example, \u20ac175 per year for the policyholder and \u20ac300 per year per child under certain retirement savings plans. These subsidies supplement your savings effort at no additional cost to you.\u2714 Attractive ReturnsStrong annual returns on your retirement savings, thanks to dynamic investments backed by capital guarantees.\u2714 International […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-911","page","type-page","status-publish","hentry"],"yoast_head":"\nPlan Your Expat Retirement in Germany | Faller Finance<\/title>\n<meta name=\"description\" content=\"Prepare for your retirement in Germany with confidence. 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