{"id":837,"date":"2025-10-20T16:48:11","date_gmt":"2025-10-20T14:48:11","guid":{"rendered":"https:\/\/www.fallerfinance.com\/faq\/employee-in-germany\/"},"modified":"2025-11-03T16:55:17","modified_gmt":"2025-11-03T15:55:17","slug":"employee-in-germany","status":"publish","type":"page","link":"https:\/\/www.fallerfinance.com\/en\/faq\/employee-in-germany\/","title":{"rendered":"Employee in Germany"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#DBC078&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(0,0,0,0.4) 0%|rgba(0,0,0,0.4) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/www.fallerfinance.com\/wp-content\/uploads\/2025\/08\/faller-finances-background-equipe.webp&#8221; parallax=&#8221;on&#8221; custom_padding=&#8221;100px|20px|80px|20px|false|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_post_title meta=&#8221;off&#8221; featured_image=&#8221;off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;40px&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_post_title][dsm_breadcrumbs home_text=&#8221; &#8221; home_icon=&#8221;&#xe074;||divi||400&#8243; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; items_text_color=&#8221;#DBC078&#8243; home_icon_text_color=&#8221;#DBC078&#8243; separators_text_color=&#8221;#DBC078&#8243; current_text_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/dsm_breadcrumbs][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#15171C&#8221; custom_padding=&#8221;100px|20px|0px|20px|false|true&#8221; custom_padding_tablet=&#8221;70px||||false|true&#8221; custom_padding_phone=&#8221;50px||||false|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;800px&#8221; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_2_text_color=&#8221;#DBC078&#8243; header_2_font_size=&#8221;24px&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>What Type of Contract Can I Have in Germany?<\/h2>\n<p><\/p>\n<ul>\n<li><strong>Unbefristeter Vertrag<\/strong>: permanent contract, the most common.<\/li>\n<li><strong>Befristeter Vertrag<\/strong>: fixed-term contract, often for specific assignments.<\/li>\n<li><strong>Minijob \/ Midijob<\/strong>: small jobs (&lt;\u20ac520\/month for Minijob, \u20ac520\u2013\u20ac1,600 for Midijob), subject to reduced contributions.<\/li>\n<\/ul>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">\n<h2>Do I Need to Sign a Written Contract?<\/h2>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">Yes. Even if verbally valid, a written contract protects your rights: salary, paid leave, working hours, notice period, benefits. <\/p>\n<h2>What are My Rights as a French Employee in Germany?<\/h2>\n<p><\/p>\n<ul>\n<li>Legal minimum wage (Mindestlohn): \u20ac13.90 gross\/hour in 2026.<\/li>\n<li>Paid leave: minimum 20 working days per year (5 days\/week).<\/li>\n<li>Protection against unfair dismissal after 6 months of service.<\/li>\n<\/ul>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">\n<h2>How Am I Taxed in Germany?<\/h2>\n<p><\/p>\n<ul>\n<li>Income tax (Einkommensteuer) withheld at source by the employer.<\/li>\n<li>Solidarity surcharge (Solidarit\u00e4tszuschlag): 5.5% of income tax, reduced or abolished for the majority.<\/li>\n<li>Church tax (Kirchensteuer): for church members, 8\u20139% of tax.<\/li>\n<li>Progressive taxation by brackets, marginal rate up to 45%.<\/li>\n<\/ul>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">\n<h2>How Can I Optimize My Taxation?<\/h2>\n<p><\/p>\n<ul>\n<li>Tax deductions: professional expenses, double residency, travel expenses, training.<\/li>\n<li>Supplementary pension contributions or real estate: possibility to significantly reduce tax.<\/li>\n<li>Married couples: Ehegattensplitting to reduce tax if incomes are unbalanced.<\/li>\n<\/ul>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">\n<h2>Do I Need to Declare My French Income if I Live in Germany?<\/h2>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">Yes, if you are a German tax resident. Income from French sources may be taxed in France but impacts your tax rate in Germany (Progressionsvorbehalt). <\/p>\n<h2>What are the Steuer-ID and Steuernummer?<\/h2>\n<p><\/p>\n<ul>\n<li><strong>Steuer-ID<\/strong>: personal, unique number, valid for life.<\/li>\n<li><strong>Steuernummer<\/strong>: tax number for declarations and invoices (rarely used by employees, mainly for self-employed).<\/li>\n<\/ul>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">\n<h2>What Social Contributions Do I Need to Pay?<\/h2>\n<p><\/p>\n<ul>\n<li>Health insurance (Krankenversicherung): mandatory.<\/li>\n<li>Public pension insurance (Rentenversicherung): mandatory.<\/li>\n<li>Unemployment insurance (Arbeitslosenversicherung): mandatory.<\/li>\n<li>Long-term care insurance (Pflegeversicherung): mandatory.<\/li>\n<\/ul>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">\n<h2>Can I Keep My French Health Coverage?<\/h2>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">Employees who are German tax residents must be affiliated with a German Krankenkasse, except for temporary secondment via A1. For those eligible for private insurance, the Caisse des Fran\u00e7ais de l\u2019\u00c9tranger (CFE) can be a solution (see Health FAQ). <\/p>\n<h2>Are there any Supplementary Insurances?<\/h2>\n<p><\/p>\n<ul>\n<li>Private liability insurance.<\/li>\n<li>Private accident insurance or supplementary health insurance.<\/li>\n<li>Life insurance or private pension to optimize taxation and plan for the future.<\/li>\n<li>Occupational disability insurance.<\/li>\n<\/ul>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">\n<h2>What are My Paid Leave Entitlements?<\/h2>\n<p><\/p>\n<ul>\n<li>Legal minimum: 20 working days per year (for 5 days\/week).<\/li>\n<li>Actual average: 25\u201330 days per year.<\/li>\n<\/ul>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">\n<h2>Can I Receive Family Benefits?<\/h2>\n<p><\/p>\n<ul>\n<li><strong>Kindergeld<\/strong>: family allowances for children up to 25 years old.<\/li>\n<li><strong>Elterngeld<\/strong>: parental allowance, calculated based on your German income.<\/li>\n<li>Married couples or civil partners: rights to Ehegattensplitting and potential additional allowances.<\/li>\n<\/ul>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">\n<h2>Are there any Grants or Support for Training or Professional Mobility?<\/h2>\n<p><\/p>\n<ul>\n<li>Subsidized professional training via Bildungsurlaub.<\/li>\n<li>Possible deduction of commuting expenses (Pendlerpauschale).<\/li>\n<\/ul>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">\n<h2>How Can I Optimize My Income and Savings?<\/h2>\n<p><\/p>\n<ul>\n<li>Private pension (Basisrente), German retirement savings plan.<\/li>\n<li>German or international life insurance for long-term savings and inheritance.<\/li>\n<li>Investment in SCPI, real estate, or gold to diversify and reduce tax on supplementary income.<\/li>\n<\/ul>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">\n<h2>Are there any Tax Benefits for Expatriates?<\/h2>\n<p><\/p>\n<ul>\n<li>Relocation expenses for employment (Umzugskosten) deductible.<\/li>\n<li>Double residency expenses if living in Germany and domiciled in France.<\/li>\n<li>Possible deduction of childcare and training expenses.<\/li>\n<\/ul>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">\n<h2>What Tools are Available to Manage My Payroll and Taxes?<\/h2>\n<p><\/p>\n<ul>\n<li>ELSTER portal for tax declarations.<\/li>\n<li>Personal tracking software: WISO Steuer, Taxfix, Smartsteuer\u2026<\/li>\n<\/ul>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">\n<h2>Should I Consult a Tax Advisor?<\/h2>\n<p><\/p>\n<p>Yes, especially for:<\/p>\n<p><\/p>\n<ul>\n<li>Cross-border income,<\/li>\n<li>Tax optimization for couples\/families,<\/li>\n<li>Complex declarations (investments, rental income, SCPI, life insurance).<\/li>\n<\/ul>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">\n<h2>Why Choose Faller Finance?<\/h2>\n<p><\/p>\n<p>We assist French employees in Germany to:<\/p>\n<p><\/p>\n<ul>\n<li>Optimize your taxation and income tax to legally reduce your liabilities,<\/li>\n<li>Structure your savings, pension, and investments to secure your long-term assets,<\/li>\n<li>Ensure a level of health and provident coverage equivalent to that in France, adapted to the German system.<\/li>\n<\/ul>\n<p><\/p>\n<p style=\"margin-bottom:40px;\">Contact us for a free audit of your tax situation.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p><div class=\"et_pb_module dsm_breadcrumbs dsm_breadcrumbs_0\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"et_pb_module_inner\">\n\t\t\t\t\t<nav class=\"dsm_breadcrumbs_wrap\">\n\t\t\t\t<ul class=\"dsm_breadcrumbs\" itemscope itemtype=\"https:\/\/schema.org\/BreadcrumbList\">\t\t\t<li class=\"dsm_breadcrumbs_item dsm_home_item dsm_home_item_custom\" itemprop=\"itemListElement\" itemscope\n\t\t\titemtype=\"https:\/\/schema.org\/ListItem\">\n\t\t\t\t<a href=\"https:\/\/www.fallerfinance.com\/en\/\" itemprop=\"item\" target=\"\">\n\t\t\t\t\t<span class='dsm_home_text_wrapper'>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"et-pb-icon dsm_home_icon\">&#xe074;<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"dsm_home_text\" itemprop=\"name\">\n\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t<meta itemprop=\"position\" content=\"1\" \/>\n\t\t\t<\/li>\n\n\t\t<li class=\"dsm_breadcrumbs_separator\"> <span class=\"et-pb-icon dsm_separator_icon\">5<\/span><\/li><\/ul>\n\t\t\t<\/nav>\n\t\t\t\t<\/div>\n\t\t\t<\/div>What Type of Contract Can I Have in Germany? Unbefristeter Vertrag: permanent contract, the most common. Befristeter Vertrag: fixed-term contract, often for specific assignments. Minijob \/ Midijob: small jobs (&lt;\u20ac520\/month for Minijob, \u20ac520\u2013\u20ac1,600 for Midijob), subject to reduced contributions. Do I Need to Sign a Written Contract?Yes. Even if verbally valid, a written contract protects your rights: salary, paid leave, working hours, notice period, benefits. What are My Rights as a French Employee in Germany? Legal minimum wage (Mindestlohn): \u20ac13.90 gross\/hour in 2026. Paid leave: minimum 20 working days per year (5 days\/week). Protection against unfair dismissal after 6 months of service. How Am I Taxed in Germany? Income tax (Einkommensteuer) withheld at source by the employer. Solidarity surcharge (Solidarit\u00e4tszuschlag): 5.5% of income tax, reduced or abolished for the majority. Church tax (Kirchensteuer): for church members, 8\u20139% of tax. Progressive taxation by brackets, marginal rate up to 45%. How Can I Optimize My Taxation? Tax deductions: professional expenses, double residency, travel expenses, training. Supplementary pension contributions or real estate: possibility to significantly reduce tax. Married couples: Ehegattensplitting to reduce tax if incomes are unbalanced. Do I Need [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":656,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-837","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Employee in Germany \u2013 What You Need to Know | Faller Finance<\/title>\n<meta name=\"description\" content=\"Employee in Germany: employment contract, salary, paid leave... 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