{"id":656,"date":"2025-08-22T13:35:54","date_gmt":"2025-08-22T11:35:54","guid":{"rendered":"https:\/\/www.fallerfinance.com\/faq\/"},"modified":"2025-11-02T11:18:31","modified_gmt":"2025-11-02T10:18:31","slug":"faq","status":"publish","type":"page","link":"https:\/\/www.fallerfinance.com\/en\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"

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Frequently Asked Questions (FAQ)<\/h1>\n

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Specific <\/span>Questions<\/h2>\n

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\ud83d\udc49 Expatriation in Germany & Tax Status<\/h3>\n

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\ud83d\udc49 Self-Employed in Germany<\/h3>\n

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\ud83d\udc49 My Protection<\/h3>\n

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\ud83d\udc49 My Retirement<\/h3>\n

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\ud83d\udc49 My Health<\/h3>\n

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\ud83d\udc49 My Car<\/h3>\n

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\ud83d\udc49 My Pets in Germany<\/h3>\n

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\ud83d\udc49 My Children<\/h3>\n

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\ud83d\udc49 My Taxes<\/h3>\n

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\ud83d\udc49 My Investments<\/h3>\n

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\ud83d\udc49 My Real Estate<\/h3>\n

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\ud83d\udc49 My Return to France – Departure from Germany<\/h3>\n

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\ud83d\udc49 Employee in Germany<\/h3>\n

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General <\/span>Questions<\/h2>\n

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1. Why choose Faller Finance as a French expat in Germany?<\/h3>\n

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Faller Finance supports you in all aspects of your financial strategy in Germany: tax optimization, retirement planning, investments, insurance, and wealth transfer. Our strength? A perfect command of both French and German systems, and solutions tailored to the realities of expatriates. <\/p>\n

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\u2192 Learn more about our comprehensive support<\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” max_width=”970px” max_width_tablet=”100%” max_width_phone=”100%” max_width_last_edited=”on|desktop” custom_margin=”20px||||false|false” custom_padding=”30px|40px|30px|40px|true|true” custom_padding_tablet=”|30px||30px|true|true” custom_padding_phone=”|30px||30px|true|true” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_3_text_color=”#DBC078″ custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

2. When should one start planning for retirement as an expat?<\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” custom_padding=”0px|||||” global_colors_info=”{}”]<\/p>\n

The sooner, the better. By starting your retirement savings at 30 or 40, you significantly reduce the monthly effort required, while benefiting from attractive returns and significant tax optimization. <\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _dynamic_attributes=”link_option_url” _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” link_option_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjE3NCJ9fQ==@” global_colors_info=”{}”]<\/p>\n

\u2192 Discover our page dedicated to retirement planning<\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” max_width=”970px” max_width_tablet=”100%” max_width_phone=”100%” max_width_last_edited=”on|desktop” custom_margin=”20px||||false|false” custom_padding=”30px|40px|30px|40px|true|true” custom_padding_tablet=”|30px||30px|true|true” custom_padding_phone=”|30px||30px|true|true” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_3_text_color=”#DBC078″ custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

3. What tax benefits are available for expats in Germany?<\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” global_colors_info=”{}”]<\/p>\n

Depending on your situation, you may benefit from tax deductions of up to 45%, subsidies for dependents (up to \u20ac300 per child), or exemptions on certain real estate or financial investments.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _dynamic_attributes=”link_option_url” _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” link_option_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjExOSJ9fQ==@” global_colors_info=”{}”]<\/p>\n

\u2192 More information on our tax optimization service<\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” max_width=”970px” max_width_tablet=”100%” max_width_phone=”100%” max_width_last_edited=”on|desktop” custom_margin=”20px||||false|false” custom_padding=”30px|40px|30px|40px|true|true” custom_padding_tablet=”|30px||30px|true|true” custom_padding_phone=”|30px||30px|true|true” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_3_text_color=”#DBC078″ custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

4. What investment solutions are suitable for expats?<\/strong><\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” global_colors_info=”{}”]<\/p>\n

We offer investment strategies tailored to your profile (rental property, SCPI, Luxembourg life insurance, portable financial investments…). The goal: to grow your assets while reducing your tax burden. <\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _dynamic_attributes=”link_option_url” _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” link_option_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjE4NiJ9fQ==@” global_colors_info=”{}”]<\/p>\n

\u2192 Consult our Investments & Wealth page<\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” max_width=”970px” max_width_tablet=”100%” max_width_phone=”100%” max_width_last_edited=”on|desktop” custom_margin=”20px||||false|false” custom_padding=”30px|40px|30px|40px|true|true” custom_padding_tablet=”|30px||30px|true|true” custom_padding_phone=”|30px||30px|true|true” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_3_text_color=”#DBC078″ custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

5. Can Faller Finance help me choose between public and private health insurance in Germany?<\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” global_colors_info=”{}”]<\/p>\n

Yes. We analyze your situation (income, family composition, status) to help you make the right choice between public health insurance (GKV) or private health insurance (PKV), while anticipating your future needs (family, retirement, return to France). <\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _dynamic_attributes=”link_option_url” _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” link_option_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjIwOSJ9fQ==@” global_colors_info=”{}”]<\/p>\n

\u2192 Discover our page dedicated to insurance and provision<\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.27.4″ _module_preset=”default” max_width=”970px” max_width_tablet=”100%” max_width_phone=”100%” max_width_last_edited=”on|tablet” custom_margin=”100px||||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-faq-illustration-une.webp” alt=”faller-finances-faq-illustration-one” title_text=”faller-finances-faq-illustration-one” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”100px||||false|false” custom_margin_tablet=”0px||||false|false” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|tablet” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-faq-illustration-deux.webp” alt=”faller-finances-faq-illustration-two” title_text=”faller-finances-faq-illustration-two” _builder_version=”4.27.4″ _module_preset=”default” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” max_width=”970px” max_width_tablet=”100%” max_width_phone=”100%” max_width_last_edited=”on|desktop” custom_margin=”100px||||false|false” custom_padding=”30px|40px|30px|40px|true|true” custom_padding_tablet=”|30px||30px|true|true” custom_padding_phone=”|30px||30px|true|true” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_3_text_color=”#DBC078″ custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

6. I contribute in France and Germany. Are my retirement rights cumulative? <\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” global_colors_info=”{}”]<\/p>\n

Yes, thanks to European agreements, your years of contributions in each country are taken into account. However, it is essential to check your career statements and build a coherent cross-border strategy to avoid unpleasant surprises. <\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _dynamic_attributes=”link_option_url” _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” link_option_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI0NyJ9fQ==@” global_colors_info=”{}”]<\/p>\n

\u2192 <\/strong><\/span>Get a personalized retirement study<\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” max_width=”970px” max_width_tablet=”100%” max_width_phone=”100%” max_width_last_edited=”on|desktop” custom_margin=”20px||||false|false” custom_padding=”30px|40px|30px|40px|true|true” custom_padding_tablet=”|30px||30px|true|true” custom_padding_phone=”|30px||30px|true|true” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_3_text_color=”#DBC078″ custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

7. Are the proposed solutions compatible with a future return to France or a departure elsewhere?<\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” global_colors_info=”{}”]<\/p>\n

Absolutely. We prioritize internationally portable solutions, such as Luxembourg life insurance policies or transferable retirement contracts, to offer you maximum flexibility, even if you change countries. <\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _dynamic_attributes=”link_option_url” _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” link_option_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI0NyJ9fQ==@” global_colors_info=”{}”]<\/p>\n

\u2192 More information on our investment strategies<\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” max_width=”970px” max_width_tablet=”100%” max_width_phone=”100%” max_width_last_edited=”on|desktop” custom_margin=”20px||||false|false” custom_padding=”30px|40px|30px|40px|true|true” custom_padding_tablet=”|30px||30px|true|true” custom_padding_phone=”|30px||30px|true|true” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_3_text_color=”#DBC078″ custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

8. Can I optimize my taxation by investing in real estate from Germany?<\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” global_colors_info=”{}”]<\/p>\n

Yes, and it is even a widely used strategy. Whether you invest in France or Germany, it is possible to optimize your taxation through depreciation, tax exemption schemes, or proper structuring of rental income. <\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _dynamic_attributes=”link_option_url” _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” link_option_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjE4NiJ9fQ==@” global_colors_info=”{}”]<\/p>\n

\u2192 Read our complete dossier on Investments & Wealth<\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” max_width=”970px” max_width_tablet=”100%” max_width_phone=”100%” max_width_last_edited=”on|desktop” custom_margin=”20px||||false|false” custom_padding=”30px|40px|30px|40px|true|true” custom_padding_tablet=”|30px||30px|true|true” custom_padding_phone=”|30px||30px|true|true” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_3_text_color=”#DBC078″ custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

9. Can Faller Finance help me transfer my assets to my children while avoiding heavy taxation?<\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” global_colors_info=”{}”]<\/p>\n

Yes. We help you proactively prepare an effective wealth transfer strategy (donation, dismemberment, life insurance) taking into account French and German regulations. <\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _dynamic_attributes=”link_option_url” _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” link_option_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjE4NiJ9fQ==@” global_colors_info=”{}”]<\/p>\n

\u2192 Consult our Investments & Wealth page<\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” max_width=”970px” max_width_tablet=”100%” max_width_phone=”100%” max_width_last_edited=”on|desktop” custom_margin=”20px||50px||false|false” custom_padding=”30px|40px|30px|40px|true|true” custom_padding_tablet=”|30px||30px|true|true” custom_padding_phone=”|30px||30px|true|true” border_radii=”on|12px|12px|12px|12px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_3_text_color=”#DBC078″ custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

10. How does a consultation with Faller Finance work?<\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” global_colors_info=”{}”]<\/p>\n

Everything begins with a free discovery meeting (remote or in-person) to understand your situation. Then, we propose a personalized action plan, which we implement together. Our follow-up is continuous and evolving. <\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _dynamic_attributes=”link_option_url” _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.4em” custom_margin=”10px||||false|false” link_option_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI0NyJ9fQ==@” global_colors_info=”{}”]<\/p>\n

\u2192 Book an appointment now<\/strong><\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#DBC078″ max_width=”1200px” module_alignment=”center” custom_padding=”|20px||20px|false|true” custom_css_free_form=”body{|| background-color: #15171C;||}” border_radii=”on|12px|12px|12px|12px” global_module=”239″ saved_tabs=”all” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”0px|30px|0px|30px|true|true” custom_css_main_element=”align-items: center;” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”Playfair Display|–et_global_body_font_weight|||||||” header_text_color=”#DBC078″ header_font_size=”42px” header_line_height=”1.2em” header_2_font=”|300|||||||” header_2_text_color=”#000000″ header_2_font_size=”42px” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|tablet” module_alignment=”center” global_colors_info=”{}”]<\/p>\n

Reinvent<\/strong> your Financial Life<\/h2>\n

[\/et_pb_text][et_pb_image src=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-f-filigrane.webp” title_text=”faller-finances-f-watermark” _builder_version=”4.27.4″ _module_preset=”default” positioning=”absolute” position_origin_a=”top_center” vertical_offset=”-60px” width=”250px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#000000″ text_line_height=”1.4em” text_orientation=”center” width=”840px” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|tablet” module_alignment=”center” custom_margin=”0px||0px||false|false” global_colors_info=”{}”]<\/p>\n

You have taken the step of expatriation; let’s together unlock its full financial potential.<\/strong> A first free and no-obligation consultation is often enough to optimize your situation \u2014 our numerous positive reviews attest to this.<\/p>\n

[\/et_pb_text][et_pb_image src=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-logo-trustpilot.webp” alt=”faller-finances-logo-trustpilot” title_text=”faller-finances-logo-trustpilot” align=”center” _builder_version=”4.27.4″ _module_preset=”default” width=”220px” custom_margin=”32px||||false|false” global_colors_info=”{}”][\/et_pb_image][dsm_card_carousel slide_to_show=”1″ use_arrow_custom_position=”on” arrow_custom_position=”-23px” arrow_prev=”on” arrow_prev_font_icon=”4||divi||400″ arrow_next=”on” arrow_next_font_icon=”5||divi||400″ arrow_size=”24px” arrow_color=”#FFFFFF” arrow_background_color=”#15171C” dots_active_color=”#000000″ dots_inactive_color=”#FFFFFF” _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”0px||0px||true|false” border_radii_arrow=”on|58px|58px|58px|58px” global_colors_info=”{}”][dsm_card_carousel_child image=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-stars-trustpilot.webp” image_as_background=”off” image_width=”130px” image_alignment=”center” alt=”faller-finances-stars-trustpilot” content_padding=”20px|20px|20px|20px|false|false” button_url_new_window=”1″ _builder_version=”4.27.4″ _module_preset=”default” body_text_align=”center” body_text_color=”#000000″ subhead_text_align=”center” subhead_text_color=”#DBC078″ background_color=”#FFFFFF” background_enable_color=”on” custom_padding=”30px|100px|30px|100px|false|true” custom_padding_tablet=”|30px||30px|false|true” custom_padding_phone=”|30px||30px|false|true” custom_padding_last_edited=”on|tablet” link_option_url=”https:\/\/fr.trustpilot.com\/reviews\/681a0cddff54d75c219055d6″ link_option_url_new_window=”on” border_radii=”on|8px|8px|8px|8px” global_colors_info=”{}” parent_button=”off” parent_header_level=”h4″]<\/p>\n

Max is a great advisor; everything was clear and well-organized. I understood in one hour what I hadn’t understood for years. Very effective method, I highly recommend! <\/p>\n

Anthony Absr<\/strong><\/span><\/p>\n

[\/dsm_card_carousel_child][dsm_card_carousel_child image=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-stars-trustpilot.webp” image_as_background=”off” image_width=”130px” image_alignment=”center” alt=”faller-finances-stars-trustpilot” content_padding=”20px|20px|20px|20px|false|false” button_url_new_window=”1″ _builder_version=”4.27.4″ _module_preset=”default” body_text_align=”center” body_text_color=”#000000″ subhead_text_align=”center” subhead_text_color=”#DBC078″ background_color=”#FFFFFF” background_enable_color=”on” custom_padding=”30px|100px|30px|100px|false|true” custom_padding_tablet=”|30px||30px|false|true” custom_padding_phone=”|30px||30px|false|true” custom_padding_last_edited=”on|tablet” link_option_url=”https:\/\/fr.trustpilot.com\/reviews\/6808ca958c7115299043d1a0″ link_option_url_new_window=”on” border_radii=”on|8px|8px|8px|8px” global_colors_info=”{}” parent_button=”off” parent_header_level=”h4″]<\/p>\n

Mr. Faller is attentive, knows his profession very well, and explains each step and possibility in an accessible manner. The discussions have always been very constructive and pleasant; I highly recommend his services to anyone interested. <\/p>\n

Jihane Nafil<\/strong><\/span><\/p>\n

[\/dsm_card_carousel_child][dsm_card_carousel_child image=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-stars-trustpilot.webp” image_as_background=”off” image_width=”130px” image_alignment=”center” alt=”faller-finances-stars-trustpilot” content_padding=”20px|20px|20px|20px|false|false” button_url_new_window=”1″ _builder_version=”4.27.4″ _module_preset=”default” body_text_align=”center” body_text_color=”#000000″ subhead_text_align=”center” subhead_text_color=”#DBC078″ background_color=”#FFFFFF” background_enable_color=”on” custom_padding=”30px|100px|30px|100px|false|true” custom_padding_tablet=”|30px||30px|false|true” custom_padding_phone=”|30px||30px|false|true” custom_padding_last_edited=”on|tablet” link_option_url=”https:\/\/fr.trustpilot.com\/reviews\/67d95400242eea7e58025ed5″ link_option_url_new_window=”on” border_radii=”on|8px|8px|8px|8px” global_colors_info=”{}” parent_button=”off” parent_header_level=”h4″]<\/p>\n

I spoke with Mr. Faller, who proposed investment solutions that met my expectations. Mr. Faller knows his profession well and acts with complete transparency, which is highly appreciated when working with a financial advisor. Furthermore, he is very responsive, and my contracts were set up quickly. <\/p>\n

Fabrice Bonnefoy<\/strong><\/span><\/p>\n

[\/dsm_card_carousel_child][dsm_card_carousel_child image=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-stars-trustpilot.webp” image_as_background=”off” image_width=”130px” image_alignment=”center” alt=”faller-finances-stars-trustpilot” content_padding=”20px|20px|20px|20px|false|false” button_url_new_window=”1″ _builder_version=”4.27.4″ _module_preset=”default” body_text_align=”center” body_text_color=”#000000″ subhead_text_align=”center” subhead_text_color=”#DBC078″ background_color=”#FFFFFF” background_enable_color=”on” custom_padding=”30px|100px|30px|100px|false|true” custom_padding_tablet=”|30px||30px|false|true” custom_padding_phone=”|30px||30px|false|true” custom_padding_last_edited=”on|tablet” link_option_url=”https:\/\/fr.trustpilot.com\/reviews\/67935ecff4178e2c75b07e81″ link_option_url_new_window=”on” border_radii=”on|8px|8px|8px|8px” global_colors_info=”{}” parent_button=”off” parent_header_level=”h4″]<\/p>\n

I recently contacted Max to start an investment strategy in Germany, and so far, it’s a 10\/10. Accessible, clear, attentive, and relevant in the solutions offered to meet my needs, Max provides the kind of truly useful advice when you arrive in Germany and simplifies life! <\/p>\n

Margaux<\/strong><\/span><\/p>\n

[\/dsm_card_carousel_child][dsm_card_carousel_child image=”https:\/\/www.fallerfinance.com\/\/wp-content\/uploads\/2025\/08\/faller-finances-stars-trustpilot.webp” image_as_background=”off” image_width=”130px” image_alignment=”center” alt=”faller-finances-stars-trustpilot” content_padding=”20px|20px|20px|20px|false|false” button_url_new_window=”1″ _builder_version=”4.27.4″ _module_preset=”default” body_text_align=”center” body_text_color=”#000000″ subhead_text_align=”center” subhead_text_color=”#DBC078″ background_color=”#FFFFFF” background_enable_color=”on” custom_padding=”30px|100px|30px|100px|false|true” custom_padding_tablet=”|30px||30px|false|true” custom_padding_phone=”|30px||30px|false|true” custom_padding_last_edited=”on|tablet” link_option_url=”https:\/\/fr.trustpilot.com\/reviews\/678a269755c9e6adeab84707″ link_option_url_new_window=”on” border_radii=”on|8px|8px|8px|8px” global_colors_info=”{}” parent_button=”off” parent_header_level=”h4″]<\/p>\n

I highly recommend Max! He simplified my life by helping me understand the insurance options available in Germany. We were able to implement a financial strategy tailored to my situation and needs. Max explains things very well and is very attentive: go for it with confidence. <\/p>\n

Juliette<\/strong><\/span><\/p>\n

[\/dsm_card_carousel_child][\/dsm_card_carousel][et_pb_button button_url=”https:\/\/fr.trustpilot.com\/review\/fallerfinance.com” url_new_window=”on” button_text=”More reviews” button_alignment=”center” _builder_version=”4.27.4″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#000000″ button_border_color=”#000000″ button_border_radius=”33px” button_use_icon=”off” custom_margin=”32px||||false|false” custom_padding=”8px|20px|8px|20px|true|true” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_border_color__hover_enabled=”on|hover” button_bg_color__hover=”RGBA(255,255,255,0)” button_bg_enable_color__hover=”on” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#000000″ button_border_color__hover=”#000000″][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Frequently Asked Questions (FAQ)Specific Questions\ud83d\udc49 Expatriation in Germany & Tax Status\ud83d\udc49 Self-Employed in Germany\ud83d\udc49 My Protection\ud83d\udc49 My Retirement\ud83d\udc49 My Health\ud83d\udc49 My Car\ud83d\udc49 My Pets in Germany\ud83d\udc49 My Children\ud83d\udc49 My Taxes\ud83d\udc49 My Investments\ud83d\udc49 My Real Estate\ud83d\udc49 My Return to France – Departure from Germany\ud83d\udc49 Employee in GermanyGeneral Questions1. Why choose Faller Finance as a French expat in Germany?Faller Finance supports you in all aspects of your financial strategy in Germany: tax optimization, retirement planning, investments, insurance, and wealth transfer. Our strength? A perfect command of both French and German systems, and solutions tailored to the realities of expatriates. \u2192 Learn more about our comprehensive support2. When should one start planning for retirement as an expat?The sooner, the better. By starting your retirement savings at 30 or 40, you significantly reduce the monthly effort required, while benefiting from attractive returns and significant tax optimization. \u2192 Discover our page dedicated to retirement planning3. What tax benefits are available for expats in Germany?Depending on your situation, you may benefit from tax deductions of up to 45%, subsidies for dependents (up to \u20ac300 per child), or exemptions on certain real estate or financial investments. \u2192 More information on our tax optimization service4. What investment solutions […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-656","page","type-page","status-publish","hentry"],"yoast_head":"\nFAQ \u2013 Finance and Expatriation in Germany | Faller Finance<\/title>\n<meta name=\"description\" content=\"FAQ: Clear answers to all your questions about finance, expatriation, and life in Germany. 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